Do you need more than what Original Medicare can offer?
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| | Is a Medicare Advantage plan right for you? | Medicare Advantage plans bundle the benefits of Original Medicare Part A, Part B, and often Part D, as well as include additional benefits and services. However, there are certain limitations to Medicare Advantage plans you may want to consider. | You may opt for a Medicare Advantage plan if you: | • | want your health coverage and prescription drug coverage under one plan | | | • | want a yearly maximum on what you pay out of pocket | | • | want a plan that includes services for durable medical equipment such as a walker or wheelchair or diabetic monitoring, in addition to outpatient services | | • | prefer a Health Maintenance Organization (HMO) plan, a Preferred Provider Organization (PPO) plan, or a Special Needs Plan (SNP) | | Other important facts to know about Medicare Advantage plans | • | They only cover emergency or urgent care services outside the state where you enroll, unlike the nationwide coverage that Original Medicare offers. | | • | You can't enroll in a Medicare Supplement (aka Medigap) plan and a Medicare Advantage plan at the same time. Medigap plans can be combined with Original Medicare to help with your out-of-pocket cost. | | • | Most Medicare Advantage plans include prescription coverage, but not all of them. | | ONE THING YOU CAN DO TODAY | Sponsored by | | | | | Checklist: Preparing to Choose a Medicare Plan | | | ▢ | Make a list of your current healthcare needs. Consider things like medications, procedures, and other services. | | ▢ | Consider any new healthcare needs that may arise in the coming year. If you have a chronic health condition or are at high risk for developing a certain condition, you may require more frequent care. | | ▢ | Find out if your primary care doctor is in the plan's network. Some Medicare plans don't cover out-of-network healthcare professionals, which means you'll be left paying the full cost of those services. | | ▢ | Contact your doctors and check to see which Medicare plans they accept. This is called "accepting assignment." | | ▢ | Make a healthcare budget. Between premiums, deductibles, and fees for services, Medicare costs can quickly add up. If your income is limited or fixed, look into financial assistance programs that may help. | | | | | | Click here to download a printable version of this checklist! | If you have any questions related to enrollment or want more information about Medicare Advantage plans, you can speak to a licensed agent by calling 844-988-3788. TTY: 711 from 5am to 12am CST | Tomorrow, we'll be back with steps for enrolling in Medicare Advantage. | Take care, The Healthline Team | | | | Until next time, | | Take care of yourself, and we'll see you again soon! | | | | View in browser Did a friend send you this email? Subscribe here. To see all newsletters, click here. Privacy | Unsubscribe Our website services, content, and products are for informational purposes only. Healthline does not provide medical advice, diagnosis, or treatment and should not be used as a substitute for medical advice from a healthcare professional. Healthline encourages you to make any treatment decisions with your healthcare professional. Healthline is owned by RVO Health. © 2024 RVO Health 1101 Red Ventures Drive Fort Mill, SC 29707 | | | |